Based on the powers vested in the central bank pursuant to the relevant regulations, bylaws, and instructions. And based on Article (2) of the Real Estate Financing Law stipulates that "the central bank is responsible for regulating the real estate financing sector, including the following: 5- Issuing standards and procedures related to real estate financing, etc." Paragraph (1) of Article (Eight) From the executive regulations of the real estate finance system which states that "the mortgage lender must comply with the requirements stipulated in The system and this regulation and other relevant systems and regulations, as well as the rules and instructions related to real estate financing issued by the central bank, must be complied with. All real estate financing contracts and products must be in accordance with the system, relevant systems, regulations, rules, and instructions."

The central bank wishes to emphasize that real estate financiers must adhere to financing regulations, their executive bylaws, and the relevant instructions of the central bank in all individual real estate financing contracts, whether done directly, on behalf of someone else, or through representation. Real estate financiers should not enter into any new contracts unless these requirements are met and should amend their agreements with other entities to comply with this directive. This includes contracts where the real estate financier acts as an agent for the financing entity, as well as cases where the decision to grant credit does not rest with the real estate financier.